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Can couple have two primary residences?
DEAR BENNY: We are buying the house next-door to us. We believe we are getting a great price, as it needs a lot of cosmetic fixing up inside. We are borrowing against assets, so we can pay cash for the house to avoid having to take out a construction loan. We will be trying to get the best rate on a standard home mortgage once the home is fixed up in a month's time.
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Excavation's the first step in deck building
A new deck adds to your outdoor living space. And large or small, attached to the house or standing alone, it's a sure bet that before you starting cutting lumber and laying deck boards, you'll need to do some excavating to get the site ready.
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When it makes sense to overpay for house
No one likes to overpay for a home, particularly in a soft market. Yet, even in the current beleaguered housing market, there are pockets of strength. In these areas, buyers can find themselves in competition. Multiple offers can drive the price up, but not always.
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Buy now, sell later?
Plan for the worst and hope for the best. This is a reasonable course of action if you're planning to sell your current home and buy another one in the current market.
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Turkey Month!!!
I love November. It is cooler here in the Valley of the Sun, we get to eat lots of good food, and it just feels like the beginning of the holiday season to me.
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Don't wait until selling to make repairs
Home maintenance ranks low on many homeowners' priority lists. When the washing machine breaks, you might fix it to keep from having to go to the Laundromat. But, if there's no pressing need, home maintenance chores are often put off.
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Power tools make house painting a cinch
A sure-fire way to make your home look better, prolong the life of your siding and add resale value all at once is to give the exterior a fresh coat of paint. But with a contractor paint job running in the thousands of dollars, you may be considering undertaking the task on your own this summer. If so, here are some tips and a couple of new tools from Wagner that will help you get the job done quickly with professional results.
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Will shopping multiple lenders hurt credit?
It's not uncommon for home buyers to talk with several mortgage brokers or lenders to compare loan products and interest rates. One buyer who shopped around was scolded by a mortgage broker when he found out she was talking to more than one broker. He told her that she was ruining her credit score by allowing multiple credit inquiries.
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Facing foreclosure: When must I move out?
DEAR BENNY: I am one of the unfortunate who has to deal with eventual foreclosure. Can you tell me how long I can remain in my home until legally having to vacate? –Constance
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